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Car Wrap Insurance for Vehicle Wrapping, Window Tinting and Vehicle Graphics Businesses
If your business provides vehicle wrapping, vinyl graphics, signwriting or window tinting services, it’s important to have insurance that reflects the work you carry out.
Applying vinyl wraps and window tints requires precision and attention to detail, and businesses in this sector often work on valuable customer vehicles. From accidental damage during installation to liability claims and business equipment, Car Wrap Insurance can help protect many of the risks associated with vehicle customisation.
At 1st Choice Insurance, we help businesses involved in vehicle wrapping and window tinting arrange insurance tailored to their activities. Whether you operate from commercial premises, a workshop or as a mobile installer, we can help you explore suitable cover options.
Get a Car Wrap Insurance Quote
Our team will take the time to understand your business and discuss the insurance options available for vehicle wrapping and window tinting businesses.
Call 03301 081615 or complete our online quote form for a no-obligation quotation.
What is Car Wrap Insurance?
Car Wrap Insurance is designed for businesses that apply vinyl wraps, vehicle graphics, paint protection film (PPF), signage or window tinting to customer vehicles.
As part of a Motor Trade Insurance policy, cover can be arranged to reflect the activities carried out by your business and the risks associated with working on customer vehicles.
Depending on your business activities, a policy may include:
- Road Risks Insurance
- Public Liability Insurance
- Employers’ Liability Insurance
- Business Premises Insurance
- Contents Insurance
- Tools and Equipment Cover
- Goods in Transit Insurance
- Business Interruption Insurance
- Product Liability Insurance
The cover available will depend on your business activities and insurer acceptance criteria.
Who Needs Car Wrap Insurance?
Car Wrap Insurance may be suitable for businesses involved in:
- Vehicle wrapping
- Vinyl graphics installation
- Window tinting
- Vehicle signwriting
- Paint Protection Film (PPF) installation
- Commercial vehicle graphics
- Fleet branding
- Vehicle customisation
Whether you operate from a workshop, commercial unit or provide mobile installation services, insurance can often be tailored to suit the way your business operates.
If you employ staff, Employers’ Liability Insurance is a legal requirement in the UK.
What Can Car Wrap Insurance Cover?
Every business is different, so cover can be tailored to your individual requirements.
Road Risks Insurance
Road Risks Insurance allows the use of vehicles for motor trade purposes, such as collecting, delivering or moving customer vehicles, subject to the policy terms.
Public Liability Insurance
Public Liability Insurance helps protect your business if a member of the public suffers injury or property damage connected with your business activities.
Employers’ Liability Insurance
If you employ staff, Employers’ Liability Insurance helps protect your business against claims arising from workplace injuries or illnesses.
Business Premises Insurance
If you operate from a workshop or commercial premises, cover may be available for buildings, contents and business equipment.
Tools and Equipment Cover
Many vehicle wrapping businesses rely on specialist tools and equipment. Cover may be available for business equipment used as part of your day-to-day operations.
Goods in Transit Insurance
Protects business equipment and materials while being transported between locations.
Business Interruption Insurance
Business Interruption Insurance may help support your business if trading is interrupted following an insured event.
Benefits of Car Wrap Insurance
Businesses involved in vehicle wrapping and window tinting work with customer vehicles, specialist equipment and valuable materials every day. Appropriate insurance can help manage many of the risks associated with these activities.
Protection While Working on Customer Vehicles
Applying vinyl wraps, graphics or window tints requires careful handling. Insurance can help protect your business against certain risks that may arise while working on customer vehicles.
Liability Protection
Public Liability Insurance can help protect your business if a third party suffers injury or property damage connected with your work.
Protection for Business Equipment
Many businesses rely on heat guns, plotters, cutting machines, laminators and other specialist equipment. Insurance may help protect these items against insured events.
Cover for Mobile Installers
If your business carries out work at customer premises or different locations, insurance can often be arranged to reflect the way you operate.
Support Following Business Disruption
Unexpected events such as fire, theft or damage to your premises may interrupt trading. Business Interruption Insurance can help support your business following certain insured events.
Flexible Cover Options
Policies can often be tailored depending on whether your business focuses on vehicle wrapping, window tinting, vehicle graphics, PPF installation or a combination of services.
Frequently Asked Questions
What is Car Wrap Insurance?
Car Wrap Insurance is designed for businesses that provide vehicle wrapping, window tinting, vehicle graphics, signwriting and related vehicle customisation services.
Do I need Road Risks Insurance?
If your business drives customer vehicles for motor trade purposes, Road Risks Insurance may be required, depending on how your business operates.
Can mobile vehicle wrappers get insurance?
Yes. Insurance may be available for businesses that carry out vehicle wrapping or window tinting at customer premises or different locations.
Does Car Wrap Insurance cover tools and equipment?
Many policies can include cover for business tools and equipment, depending on your requirements.
Can I include Public Liability Insurance?
Yes. Public Liability Insurance is commonly available as part of a combined Motor Trade Insurance policy.
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