Frequently Asked Questions

We help businesses arrange commercial insurance cover tailored to their individual requirements. Our team works with a wide panel of insurers to provide access to a range of commercial insurance products and cover options.

Some of the commercial insurance products we can help arrange include:

• Fleet Insurance
• Liability and Tradesman Insurance
• HGV Insurance
• Commercial Combined Insurance
• Goods in Transit Insurance
• Property Owners Insurance

If you can’t see the type of cover you’re looking for, please get in touch with our team. We may be able to help identify suitable insurance options based on your business and its individual requirements.

Contact us or request a callback and a member of our team will be happy to discuss your requirements.

Some types of business insurance may be required by law, depending on your business, employees and activities. For example, most employers are required to have Employers’ Liability Insurance in place.

Commercial insurance can help protect your business against a range of risks and unforeseen events that could result in financial loss. Depending on your circumstances and the cover selected, insurance can provide financial protection by transferring certain risks to an insurer in return for a premium.

The type and level of cover required will depend on your individual business circumstances, so it’s important to consider your specific risks and insurance requirements.

An insurance broker helps businesses understand their insurance requirements and identify suitable cover options based on their individual circumstances.

At 1st Choice Insurance, we take the time to understand your business, how it operates and the risks associated with your activities. We’ll ask relevant questions about your business and use the information you provide to help identify appropriate insurance products and cover options.

We work with a wide panel of insurers, allowing us to approach the market on your behalf and provide a range of options for consideration. Our team can explain the cover available, answer your questions and help you make an informed decision about your insurance.

Our support doesn’t stop once your policy is arranged. We’re available throughout the policy period to assist with changes to your circumstances, answer queries and provide guidance where appropriate.

Understanding business insurance can sometimes feel complicated, with different types of cover, policy terms and insurance terminology to consider. The policies you may need will depend on factors such as your business activities, employees, premises, vehicles and the risks associated with your work.

Our team will take the time to understand your business and discuss the types of insurance that may be relevant to your individual circumstances. We can explain the cover options available, answer any questions you may have and help you make an informed decision about your insurance requirements.

At 1st Choice Insurance, our team is here to support you throughout your insurance journey. Whether you have a question about your policy, need to make a change or require assistance with your insurance, we’re available to help.

You can contact our team by phone or email, and we’ll aim to respond as promptly as possible during our normal opening hours.

We understand that your business and insurance requirements can change. Whether you need to discuss a mid-term adjustment, update your details or have a question about your cover, our team can provide guidance and assistance where appropriate.

If you’d like to get in touch, please contact us here.