Tradesman Insurance

At 1st Choice Insurance, we understand the unique challenges that contractors and construction businesses face daily. That’s why we offer Contractors All Risk Insurance, a specialised policy designed to protect your project, your tools, your employees, and your liability exposure from start to finish. Whether you’re a sole trader, builder, property developer, or a large construction company, our Contractors All Risk Insurance provides robust coverage tailored to your needs.

Working as a gardener or landscaper involves a range of day-to-day risks, from accidental damage to a client’s property to theft of valuable tools and equipment. Whether you carry out domestic gardening, commercial landscaping or grounds maintenance, having appropriate insurance in place can help protect your business against unexpected events.

At 1st Choice Insurance, we help gardeners and landscapers across the UK arrange insurance through our panel of insurers. Whether you’re a sole trader, partnership or limited company, we’ll take the time to understand your business and explain the insurance options available.

From self-employed gardeners to established landscaping contractors, we can help you arrange cover that reflects the work you carry out.

Contractors and construction businesses can face a wide range of risks from the work they carry out, whether that’s working on domestic properties, commercial premises, construction sites or larger projects.

From accidental damage to client property and injuries to employees or members of the public, to theft of tools, damage to materials or problems affecting work in progress, having appropriate insurance can help protect your business against certain unexpected costs and claims.

Contractors combined insurance brings together different types of commercial insurance under one policy, allowing cover to be arranged around your trade, the work you undertake and the way your business operates.

At 1st Choice Insurance, we help contractors, tradespeople and construction businesses consider their insurance requirements and arrange appropriate cover through a wide panel of insurance providers.

Scaffolding businesses operate in environments where working at height, handling equipment and working around other contractors and members of the public can create a range of risks. Having appropriate Scaffolding Insurance in place can help protect your business against claims, damage to property, loss or damage to equipment and other unexpected events.

At 1st Choice Insurance, we help self-employed scaffolders, scaffolding contractors, subcontractors and established scaffolding companies arrange insurance based on the work they carry out.

Whether you provide scaffolding for domestic properties, commercial developments, industrial sites or larger construction projects, we can help you explore suitable insurance options for your business.

Your insurance requirements will depend on factors such as the type of scaffolding work you undertake, where you operate, whether you employ staff, the equipment you own and any contractual requirements placed on you by clients or principal contractors.

Roofing work involves a range of risks, from working at height and carrying out repairs to using specialist tools and equipment on domestic and commercial sites. Having appropriate Roofers Insurance in place can help protect your business against claims, accidents, property damage and other unexpected events.

At 1st Choice Insurance, we help self-employed roofers, roofing contractors, subcontractors and established roofing businesses arrange insurance tailored to the work they carry out. Whether you specialise in flat roofing, pitched roofing, slate, tiles, lead work or commercial roofing, we can help you explore suitable cover options for your business.

Your insurance requirements will depend on factors such as the type of roofing work you undertake, where you work, whether you employ staff and the equipment you use. Our experienced team can discuss your business and help you identify the types of cover that may be appropriate.

Whether you’re a builder, electrician, plumber, roofer, carpenter or another skilled tradesperson, having the right insurance can help protect your business when unexpected events happen.

At 1st Choice Insurance, we help self-employed tradespeople, sole traders and small businesses arrange insurance designed around the work they do. We can help you explore cover options that suit your trade, whether you’re just starting out or managing a growing business.

Depending on your requirements, tradesman insurance can include public liability insurance, employers’ liability insurance, tools cover, contract works insurance, commercial vehicle insurance and other optional covers to help protect your business against everyday risks.

Our team takes the time to understand your business and explain the cover options available, helping you make an informed decision about the protection that’s right for you.

If you work in a higher-risk trade, having insurance that reflects the work you actually carry out is important. High Risk Tradesman Insurance can be tailored for businesses carrying out work where there may be increased risks of injury, property damage, working at height, use of specialist equipment or other hazards.

At 1st Choice Insurance, we help arrange insurance for a wide range of trades and contractors, from self-employed tradespeople and sole traders to established businesses with employees, subcontractors, vehicles and multiple sites.

Whether you’re a roofer, scaffolder, electrician, welder, demolition contractor, plant operator or construction professional, our experienced team can help you understand the cover available and arrange a policy around your business activities.

Running a locksmith business involves working in customers’ homes, commercial premises and vehicles, often with specialist tools and equipment. From emergency lockouts and lock repairs to security upgrades, key cutting and access control, locksmiths can face a range of risks while carrying out their work.

At 1st Choice Insurance, we can help you explore locksmith insurance designed around your business activities. Whether you’re a self-employed locksmith, mobile locksmith, auto locksmith, emergency locksmith or commercial locksmith, we can discuss your requirements and explore suitable cover from our wide panel of insurance providers.

Your insurance can be structured around the work you carry out, the equipment you use and whether you work alone or employ other people.

Electricians carry out essential work in homes, commercial buildings and industrial environments every day. From electrical installations and repairs to testing, maintenance and specialist projects, electrical work involves responsibility, technical expertise and potential risks.

Whether you are a self-employed electrician, electrical contractor, subcontractor or run a growing electrical business, having the right insurance in place can help protect you against unexpected events that could affect your work and your livelihood.

At 1st Choice Insurance, we help electricians across the UK arrange specialist electrician insurance through our panel of insurers. We take the time to understand your business, the type of work you carry out and the risks you face, helping you explore suitable insurance options.

Running a building business involves a wide range of responsibilities, from managing employees and subcontractors to working on customers’ properties, using tools and equipment, and completing projects safely and on time.

Whether you work as a self-employed builder, run a small building company, or operate a larger construction business, having appropriate insurance in place can help protect you against the financial impact of unexpected events and claims.

At 1st Choice Insurance, we help builders and construction businesses arrange insurance through a wide panel of insurance providers. We take the time to understand the work you carry out, the projects you undertake and the risks associated with your business before discussing the insurance options available.

From public liability and employers’ liability to tools, plant, equipment and contract works cover, we can help you consider the different types of insurance that may be relevant to your business.