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What is groundworks insurance?
Groundwork insurance, also known as civil engineering insurance, is a form of contractors’ insurance tailored to meet the needs of the groundworks industry. Civil engineers’ and groundworkers’ insurance normally includes public liability, employers’ liability, personal accident and sickness, health and safety insurance as well as many other forms of protection.
Civil engineering can be a complex and dangerous industry that involves a lot of professional responsibility, which is why it’s so important to take out a dedicated insurance policy. Here at 1st Choice Insurance, we can provide groundworker insurance and related products designed to meet the needs of your business.
Who needs groundworks and civil engineering insurance?
Groundworkers’ insurance is recommended for anyone who performs groundwork and civil engineering projects on a professional basis. Whether you’re digging a single cable in the suburbs or undertaking a large-scale civil project for the city council, trustworthy and professional insurance protection is an absolute must. A ground worker insurance policy can protect you if you accidentally rupture a water pipe or dig through a mains cable. With the right coverage, you can even stay protected and avoid a substantial claim for damages if a customer were to fall into an unmarked trench, although the policy is not a substitute for legally mandated health and safety measures.
Groundworkers and civil engineering trades cover a wide variety of jobs, including concrete placing, paving, haulage, directional drilling, formwork, heavy plant hire, concrete work, road construction and maintenance, shuttering, steel fixing, site clearance, road surfacing and many others. Civil engineering projects can be complex, difficult to manage, and highly risky. While some of the things that complicate large-scale projects are out of your control, insurance is one area where you should always remain in charge. Groundworks insurance from 1st Choice Insurance gives you an unparalleled level of control and flexibility.
Benefits of groundworks and civil engineering insurance
Organisations involved in the contracting and engineering industries often face problems obtaining adequate levels of insurance protection. The large-scale, time-sensitive, and high-risk nature of this work makes it ill-suited to most standard insurance contracts.
For example, in order to be effective, groundworkers’ insurance needs to cover high-risk activities such as working at height, working at extreme depth, working with heat, and working in connection with high-risk materials and locations. In some cases, insurance premiums for groundworks projects are either highly expensive or unavailable.
Here at 1st Choice Insurance, we understand the demands of this industry and provide access to civil engineering insurance that leaves nothing to chance.
Get Groundwork insurance quotes today
Working with some of the biggest contractors insurance companies in the insurance industry, we have access to a wide range of policies and can offer quick quotations and instant cover and the best possible prices. Call our friendly, experienced team on 0800 078 7003 – 0300 600 0603 for a no obligation groundwork insurance quotation or use our Get a Quote Form.