We compare and find the best Catering Insurance deals for our clients. By comparing our wide panel of leading insurers, we ensure you get the best policy, for the best price. Call us today or click to get a Catering Insurance quote!
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What is catering insurance?
Catering insurance is a form of business insurance designed to protect professional caterers and food workers from loss or damage related to their profession. This form of insurance combines multiple protections in a single policy structure, including things like public liability, employers’ liability, equipment cover, fire and theft, general business insurance, business interruption cover and more. Depending on your business model, insurance for caterers may also include professional indemnity and products liability. Here at 1st Choice Insurance, we provide catering insurance and other specialist insurance packages for contractors across the United Kingdom.
Who needs catering insurance?
Catering insurance is recommended for anyone who is offering catering and related services on a commercial basis. Whether you’re a sole trader working from home, a small family business, or a large commercial kitchen, it’s important to get insurance that covers your entire operation. Even a small gap in your coverage could leave your business exposed to legal and financial damages. When you take out dedicated insurance for caterers, you can relax and take care of running your business knowing that you’re covered. Here at 1st Choice Insurance, we offer customised insurance products that leave nothing to the imagination.
Caterers and food service businesses have to deal with multiple challenges on a daily basis. Along with the provision of fresh and tasty food, caterers also need to ensure the safe preparation, cooking, and transportation of food products. If a single ingredient happens to be old and someone gets sick, your entire business is exposed. Public liability protection is necessary to minimise the risks associated with causing harm to a third party. While this type of coverage is normally recommended, it’s especially critical when you’re involved in the food service industry
Benefits of catering insurance
Insurance for catering businesses needs to be comprehensive enough to cover all eventualities and flexible enough to adapt as situations change. Unlike standard business insurance or off-the-shelf liability protection, our contractors’ insurance packages are designed to cover the specific risk factors faced by modern U.K. businesses.
Not only is this less likely to leave you under-insured, but you can also avoid coverage gaps and unnecessary complications with premiums. Why risk missing an insurance payment when you can have all of your coverage consolidated into one easy-to-manage policy? Here at 1st Choice Insurance, we have the knowledge and experience needed to create tailor-made insurance packages for caterers across the country.
Get catering insurance quotes
Working with some of the biggest contractors insurance companies in the insurance industry, we have access to a wide range of policies and can offer quick quotations and instant cover and the best possible prices. Call our friendly, experienced team on 0800 078 7003 – 0300 600 0603 for a no obligation catering Insurance quotation or use our Get a Quote Form.